Stack 2 Cards for Maximum Online Savings

Amazon Pay ICICI + one more covers everything.

Amazon Pay ICICI gives 5% on Amazon — but what about Flipkart, Myntra, Nykaa, and everything else? Here's a two-card combo that covers all your online shopping at maximum rewards.

The Combo: Amazon ICICI + SBI SimplyCLICK

Amazon Pay ICICI: 5% on Amazon (with Prime). SBI SimplyCLICK: 2.5% on partner brands (Myntra, Cleartrip, BookMyShow, etc.) and 1.25% on all other online. Both cards are cheap (free and ₹499/year respectively). Note: SimplyCLICK's rates are in reward points (1pt = ₹0.25), not direct cashback.

How to Use Them

Simple rule: Amazon purchase → Amazon ICICI (5%). Everything else online → SBI SimplyCLICK (1.25% general, 2.5% on partners like Myntra/Cleartrip). The Amazon card does the heavy lifting; SimplyCLICK covers the rest at a decent rate. Total cost: ₹499/year in fees.

What About Flipkart?

If Flipkart is your primary platform (not Amazon), swap Amazon ICICI for Axis Flipkart (₹500/year, 5% on Flipkart/Myntra). The principle stays the same: one card for your primary platform, SBI SimplyCLICK for everything else.