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StrategyFeb 15, 2026ยท 5 min read

Stack 2 Cards for Maximum Online Savings

Amazon Pay ICICI + one more covers everything.

Amazon Pay ICICI gives 5% on Amazon โ€” but what about Flipkart, Myntra, Nykaa, and everything else? Here's a two-card combo that covers all your online shopping at maximum rewards.

The Combo: Amazon ICICI + SBI SimplyCLICK

Amazon Pay ICICI: 5% on Amazon (with Prime). SBI SimplyCLICK: 5% on Flipkart, 10x on Cleartrip, and solid rates on most other online merchants. Both cards are cheap (free and โ‚น499/year respectively).

How to Use Them

Simple rule: Amazon purchase โ†’ Amazon ICICI. Everything else online โ†’ SBI SimplyCLICK. Between these two cards, you're earning 5% on virtually all online shopping. Total cost: โ‚น499/year in fees.

What About Flipkart?

If Flipkart is your primary platform (not Amazon), swap Amazon ICICI for Axis Flipkart (โ‚น500/year, 5% on Flipkart/Myntra). The principle stays the same: one card for your primary platform, SBI SimplyCLICK for everything else.

Want to try these strategies?

Use our free tools to find the best card for your spending.

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