Your income
₹15.0L
Deductions (old regime only)
₹1.2L
₹1.5L
₹25,000
₹50,000
₹0
Total deductions (old regime): ₹4.0L
Better regime for you
New Regime
You save ₹52,260 per year
Old regime
Taxable income
₹11.1L
Total tax + cess
₹1.5L
New regime ✓
Taxable income
₹14.3L
Total tax + cess
₹97,500
Rule of thumb
With your current deductions of ₹4.0L, the new regime saves you ₹52,260. Generally, deductions above ~₹3.75L favor old regime, below that favor new regime.