Amazon Pay ICICI
ICICI · Cashback · Visa
Annual Fee
FREE
Fee Waiver
Lifetime free
Lounge Access
None
Best Rate
5%
Network
Visa
✅ Data verified March 2026
Reward Rates by Category
🛒Online Shopping
5%
🍽️Dining
1%
✈️Travel
1%
🥦Groceries
1%
💡Utilities
1%
🎬Entertainment
1%
🛍️Shopping
1%
⛽Fuel
0%
How Points Work
5% Amazon Prime, 3% non-Prime, 2% partners, 1% other · Credited as Amazon Pay balance
🚀 Boosted Rates (Partners & SmartBuy)
Amazon (Prime member)5%
Amazon (non-Prime)3%
Amazon Pay partners2%
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
5% on Amazon (Prime)3% non-PrimeLifetime freeNo cashback cap
PROS
✅ Best for Amazon shopping
✅ Lifetime free
✅ Instant issuance
✅ No cap
CONS
⚠️ Rewards locked to Amazon Pay balance
⚠️ Only 1% non-Amazon
⚠️ Fuel surcharge waiver only
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