More mutual fund content coming soon
Fund selection guides, SIP optimization, and tax-efficient withdrawal strategies.
Mutual fund guides
01
Guide · 5 min
Read →CAGR vs investor return: choose the right measure
Understand the limits of annualised returns and how timing and cash flows affect your own result.
02
Analysis · 6 min
Read →Direct vs regular: compare current costs and service
Plan expenses vary by scheme; use the latest fund-house and AMFI disclosures.
03
Guide · 5 min
Read →SIP returns: why results differ across investors
Cash-flow dates and market path affect personalised returns; historical examples are not forecasts.
Frequently asked questions
Why might my SIP return differ from a fund's published return?
Published returns depend on the selected scheme, plan, period and calculation method. Your contributions happen on different dates and may face different cash flows, so compare like with like and calculate using your own transaction history.
Should I switch from regular to direct?
There is no universal answer. Compare current scheme costs and the service you receive, then account for possible tax, exit load and operational implications before acting.
How are mutual-fund gains taxed?
Tax treatment depends on fund classification, acquisition and transfer dates, holding period and the law applicable to your tax year. Verify current Income Tax Department guidance or consult a qualified tax professional.
The honest number on every financial product
Advertised vs actual across all categories.