Axis Atlas
Axis · Travel · Visa Infinite
Annual Fee
₹5,000
Fee Waiver
₹10L annual spend
Lounge Access
18/year
Best Rate
5%
Network
Visa Infinite
✅ Data verified March 2026
Reward Rates by Category
✈️Travel
5%
🍽️Dining
2%
🛒Online Shopping
2%
🥦Groceries
2%
💡Utilities
2%
🎬Entertainment
2%
🛍️Shopping
2%
⛽Fuel
0%
How Points Work
5 EDGE Miles/₹100 travel (5%), 2 other (2%) · 1 Mile ≈ ₹1 · Transferable to airlines
💡
Redemption matters
1 EDGE Mile ≈ ₹1 (typical). Actual value varies ₹0.80–₹1.50 by airline partner and route. Best value on premium cabin redemptions.
🚀 Boosted Rates (Partners & SmartBuy)
Travel bookings5 EDGE Miles/₹100 (5%)
Airline transfersAir India, Vistara, Singapore Airlines, Etihad, Qatar, Accor
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
5% on travel18 lounge visits/yrAirline mile transfersFee waiver ₹10L
PROS
✅ Best Indian travel rewards card
✅ Airline mile transfers (6 partners)
✅ 2% on non-travel
CONS
⚠️ ₹5K fee
⚠️ ~3.5% forex markup (no zero forex)
⚠️ Fuel excluded
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