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Best Credit Card for Movies & Entertainment in India (2026)

Movie tickets, OTT subscriptions, and events โ€” which card earns you the most.

Entertainment spending โ€” movies, OTT subscriptions, concerts, gaming โ€” is a growing category. Some cards offer 5-10% on BookMyShow and streaming services, but caps and partner restrictions limit the real value.

At โ‚น5,000/month entertainment spend, here's the honest breakdown.

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How we calculated

All cashback figures below are calculated at โ‚น5,000/month spend in this category, using our cap-aware calculator that accounts for monthly limits and fallback rates.

Our Picks

HDFC
HDFC Millennia
โ‚น1,000/yr (waiver: โ‚น1L annual spend)
โ‚น50
/month
Best for BookMyShow

5% on BookMyShow (partner rate). Plus Swiggy, Amazon, Flipkart. โ‚น1,000/mo shared cap across all 5% partners.

Axis
Axis MyZone Credit Card
โ‚น500/yr (waiver: Lifetime free for select channels)
โ‚น25
/month
Built for entertainment

10% on Swiggy/Zomato, 5% on dining, 4x on entertainment. Design specifically for millennials who spend on food and entertainment.

SBI
SBI SimplyCLICK Credit Card
โ‚น499/yr (waiver: โ‚น1L annual spend)
โ‚น13
/month
Best for OTT subscriptions

5% on partner sites (includes select entertainment platforms). 10x points on online purchases. โ‚น499/yr.

HDFC
Swiggy HDFC Bank Credit Card
โ‚น500/yr (waiver: โ‚น2L annual spend)
โ‚น50
/month
Best for Swiggy + movies combo

10% on Swiggy ecosystem + 5% on online (which includes most OTT subscriptions). โ‚น500/yr.

Axis
Axis ACE
โ‚น499/yr (waiver: โ‚น2L annual spend)
โ‚น75
/month
Best for streaming via GPay

If you pay Netflix/Hotstar/Spotify via Google Pay, Axis ACE gives 5% (utility/digital payments via GPay). โ‚น500/mo cap.

Cap: โ‚น500/mo (you're under it)

Our Verdict

Entertainment spending is fragmented โ€” no single card dominates. HDFC Millennia covers BookMyShow + most online entertainment. Axis ACE via GPay works for streaming subscriptions. Pair them for full coverage.

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โ“ Frequently Asked Questions

Do Netflix and Spotify count as entertainment or online?+

Depends on the card issuer. Most classify OTT subscriptions as 'online purchases' (MCC 5968 or 5815). Some classify them as entertainment. Check your statement to confirm which rate applies.

Do I get rewards on BookMyShow convenience fee?+

Yes โ€” the reward is calculated on the total transaction amount including convenience fee. The fee itself becomes slightly less painful with 5% cashback.