ICICI Coral
ICICI · Entry Premium · Visa/MC/RuPay/Amex
Annual Fee
₹500
Fee Waiver
₹1.5L annual spend
Lounge Access
8/year
Best Rate
0.5%
Network
Visa/MC/RuPay/Amex
✅ Data verified March 2026
Reward Rates by Category
🍽️Dining
0.5%
✈️Travel
0.5%
🛒Online Shopping
0.5%
🥦Groceries
0.5%
🎬Entertainment
0.5%
🛍️Shopping
0.5%
💡Utilities
0.25%
⛽Fuel
0%
How Points Work
2 points/₹100 retail (0.5%), 1 point/₹100 utility (0.25%) · 1pt = ₹0.25
🚀 Boosted Rates (Partners & SmartBuy)
BookMyShowBuy 1 Get 1
Culinary Treats dining15% off at partner restaurants
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
Movie BOGO BookMyShowCulinary Treats 15% off dining4+4 lounge (domestic+railway)Fee waiver ₹1.5L
PROS
✅ Movie BOGO excellent value
✅ 8 total lounge visits
✅ Dining discounts
✅ Low fee
CONS
⚠️ Very low reward rate (0.5%)
⚠️ Fuel excluded
⚠️ Points redemption limited
Affiliate links coming soon
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