AU Zenith+
AU Bank · Premium · Visa Infinite
Annual Fee
₹4,999
Fee Waiver
₹8L annual spend
Lounge Access
Unlimited
Best Rate
1.25%
Network
Visa Infinite
✅ Data verified March 2026
Reward Rates by Category
🍽️Dining
1.25%
✈️Travel
1.25%
🛒Online Shopping
0.5%
🥦Groceries
0.5%
💡Utilities
0.5%
🎬Entertainment
0.5%
🛍️Shopping
0.5%
⛽Fuel
0%
How Points Work
5 pts/₹100 dining/travel (1.25%), 10 pts intl (2.5%), 2 pts other (0.5%) · 1pt = ₹0.25
🚀 Boosted Rates (Partners & SmartBuy)
Dining5 pts/₹100 (1.25%)
Travel5 pts/₹100 (1.25%)
International10 pts/₹100 (2.5%)
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
Unlimited domestic + intl lounge2.5% on international1.25% dining/travelFee waiver ₹8L
PROS
✅ Unlimited lounge access
✅ 2.5% on international spends
✅ Decent dining/travel rate
CONS
⚠️ ₹4,999 fee
⚠️ Only 0.5% on general spends
⚠️ AU Bank less established
Affiliate links coming soon
🐛 See something wrong with AU Zenith+? Report an updateWant to compare this card?
Go to Compare Tool →