Axis Flipkart Credit Card
Axis · Cashback · Visa
By Ashutosh · Last updated April 2026
The essential card for Flipkart and Myntra shoppers — 5% with ₹4K quarterly cap per category.
Axis Flipkart card is similar to Amazon Pay ICICI — it gives 5% on Flipkart, Myntra, and Cleartrip, though with a ₹4,000 quarterly cap per category (meaning ₹80,000 of partner spend is fully rewarded per quarter before you hit the cap). If Flipkart is your primary shopping platform, this card is essential. The 4% on Swiggy, Uber, and PVR adds a solid everyday spending layer.
The Axis Flipkart card has a ₹500 annual fee (waivable at ₹3.5L spend). Note: lounge access was discontinued in June 2025, so this is now purely a rewards card. The 1% on non-partner spends is average but acceptable as a secondary card.
Flipkart and Myntra shoppers spending ₹5,000+/month on these platforms. Also strong for Swiggy users at 4%. The no-cap 5% on Flipkart makes this essential for sale season shopping.
You shop primarily on Amazon (get Amazon Pay ICICI instead). If you use both Flipkart and Amazon equally, you might want both dedicated cards rather than this one alone.
Reward Rates by Category
5% Flipkart/Myntra/Cleartrip (capped ₹4K/quarter per category), 4% preferred, 1.25% dining, 1% other
🚀 Boosted Rates (Partners & SmartBuy)
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
✅ Best Used For
5% with no cap. During Big Billion Days or other sales, heavy Flipkart spenders earn significantly more than any flat-rate card.
5% on Myntra is the same as HDFC Millennia but with no monthly cap. For fashion shoppers, this is better.
5% on Cleartrip bookings — competitive with dedicated travel cards for domestic bookings.
4% on Swiggy, Uber, PVR, and Cure.fit — strong secondary rates that add everyday value.
⚠️ Switch to Another Card For
1% on Amazon. The Amazon Pay ICICI card gives 5% (Prime) for free. Get both if you use both platforms.
1% on bills. Axis ACE gives 5% via Google Pay.
1% offline. If you need a good all-rounder for offline, Axis ACE at 1.5% is better.
🤝 Best Card Combos with Axis Flipkart
No single card covers everything well. Here are the best combinations to fill Axis Flipkart's gaps:
The e-commerce power combo: 5% on Flipkart + 5% on Amazon. Between these two cards, you've covered India's two biggest shopping platforms with max rewards.
View Amazon Pay ICICI details →Flipkart card for Flipkart/Myntra (5%), ACE for utilities (5%), offline (1.5%), and general spending. Same bank, easy to manage.
View Axis ACE details →Want to find the best card to pair with yours?
Try Gap Finder →❓ Frequently Asked Questions
Is there a cashback cap on Flipkart purchases?+
No. Unlike HDFC Millennia which caps at ₹1,000/month, the Axis Flipkart card has no monthly cap on the 5% rate. Spend ₹50,000 on Flipkart and get ₹2,500 back.
Does the 4% work on Zomato?+
The 4% rate applies to Swiggy, Uber, PVR, and Cure.fit specifically. Zomato may or may not qualify depending on the MCC code — check your statements.
Axis Flipkart vs HDFC Millennia?+
Flipkart card wins for Flipkart/Myntra (no cap vs ₹1K/month cap). Millennia wins for broader platform coverage (Amazon, BookMyShow, etc.) and lounge access. Both are strong; the choice depends on your primary shopping platform.
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