Axis Flipkart Credit Card
The essential card for Flipkart and Myntra shoppers — 5% with ₹4K quarterly cap per category.
By Ashutosh · Updated June 2026
Axis Flipkart card is similar to Amazon Pay ICICI — it gives 5% on Flipkart, Myntra, and Cleartrip, though with a ₹4,000 quarterly cap per category (meaning ₹80,000 of partner spend is fully rewarded per quarter before you hit the cap). If Flipkart is your primary shopping platform, this card is essential. The 4% on Swiggy, Uber, and PVR adds a solid everyday spending layer.
The Axis Flipkart card has a ₹500 annual fee (waivable at ₹3.5L spend). Note: lounge access was discontinued in June 2025, so this is now purely a rewards card. The 1% on non-partner spends is average but acceptable as a secondary card.
Flipkart and Myntra shoppers spending ₹5,000+/month on these platforms. Also strong for Swiggy users at 4%. The no-cap 5% on Flipkart makes this essential for sale season shopping.
You shop primarily on Amazon (get Amazon Pay ICICI instead). If you use both Flipkart and Amazon equally, you might want both dedicated cards rather than this one alone.
5% Flipkart/Myntra/Cleartrip (capped ₹4K/quarter per category), 4% preferred, 1.25% dining, 1% other
PROS
- Best for Flipkart ecosystem
- 4% on Swiggy/dining
- Low ₹500 fee (waivable)
CONS
- ₹500 fee
- 1% on non-partner spends
- Fuel excluded
- ₹4K quarterly cap per partner category
- Lounge access discontinued June 2025
- Flipkart shopping: 5% with no cap. During Big Billion Days or other sales, heavy Flipkart spenders earn significantly more than any flat-rate card.
- Myntra fashion: 5% on Myntra is the same as HDFC Millennia but with no monthly cap. For fashion shoppers, this is better.
- Cleartrip travel: 5% on Cleartrip bookings — competitive with dedicated travel cards for domestic bookings.
- Food delivery and rides: 4% on Swiggy, Uber, PVR, and Cure.fit — strong secondary rates that add everyday value.
1% on Amazon. The Amazon Pay ICICI card gives 5% (Prime) for free. Get both if you use both platforms.
1% on bills. Axis ACE gives 5% via Google Pay.
1% offline. If you need a good all-rounder for offline, Axis ACE at 1.5% is better.
The e-commerce power combo: 5% on Flipkart + 5% on Amazon. Between these two cards, you've covered India's two biggest shopping platforms with max rewards.
View Amazon Pay ICICI →Flipkart card for Flipkart/Myntra (5%), ACE for utilities (5%), offline (1.5%), and general spending. Same bank, easy to manage.
View Axis ACE →Is there a cashback cap on Flipkart purchases?
No. Unlike HDFC Millennia which caps at ₹1,000/month, the Axis Flipkart card has no monthly cap on the 5% rate. Spend ₹50,000 on Flipkart and get ₹2,500 back.
Does the 4% work on Zomato?
The 4% rate applies to Swiggy, Uber, PVR, and Cure.fit specifically. Zomato may or may not qualify depending on the MCC code — check your statements.
Axis Flipkart vs HDFC Millennia?
Flipkart card wins for Flipkart/Myntra (no cap vs ₹1K/month cap). Millennia wins for broader platform coverage (Amazon, BookMyShow, etc.) and lounge access. Both are strong; the choice depends on your primary shopping platform.