Home /Cards /HDFC Swiggy ORNGE Credit Card
HDFCEntryUNVERIFIED

HDFC Swiggy ORNGE Credit Card

HDFC entry card with up to 5%% rewards on Swiggy.

By Ashutosh · Updated June 2026

HDFC
Visa
HDFC Swiggy ORNGE Credit Card
₹499/YR
Annual Fee
₹499
+18% GST = ₹589
Fee Waiver
Not specified
Best Rate
5%%
Swiggy
Lounge Access
None
Network
Visa
REWARD RATES BY CATEGORY
📋
5%%
Swiggy
📋
3%%
Dining
📋
1%%
Online
📋
1%%
All other
🔢
POINT SYSTEM

5% Swiggy (min ₹249/txn), 3% dining, 1% everything else · ₹2,500/mo Swiggy cap

THE DECODE

PROS

  • 5% on Swiggy orders ≥₹249
  • Swiggy One included
  • Low ₹499 fee

CONS

  • Only 5% vs BLCK's 10%
  • ₹2,500/mo cap on Swiggy
  • Min ₹249 per Swiggy transaction
  • 1% base on non-Swiggy
IS THE FEE WORTH IT?
ANNUAL FEE MATH — HDFC SWIGGY ORNGE CREDIT CARD
Annual fee ₹499
GST (18%) +₹90
Total cost ₹589
Fee waiver Not specified
Est. annual rewards (₹60K/mo spend) ₹NaN
Net value₹NaN
PARTNER LINK
Apply for HDFC Swiggy ORNGE Credit Card
WE MAY EARN A COMMISSION · AT NO COST TO YOU
A
Ashutosh

Founder of Assure Fintech. Obsessed with the gap between advertised and actual financial returns. Every number on this page is manually verified against the card's MITC.

COMPARE
Stack this card against others
→
REPORT AN UPDATE
See something wrong? Tell us
→
CARD SNAPSHOT
Bank HDFC
Type Entry
Fee ₹499
Best rate 5%%
Network Visa
Lounge None
Status Unverified
ON THIS PAGE
VerdictReward ratesPros & consFee math
KEY BENEFITS
›5% Swiggy cashback (₹2,500/mo cap, min ₹249/txn)
›3% dining
›Lower fee than BLCK (₹499 vs ₹1,499)
›Swiggy One membership included
HDFC Swiggy ORNGE Credit Card
₹499/yr · 5%% best