HDFC Swiggy ORNGE Credit Card
HDFC · Entry · Visa
By Ashutosh · Last updated June 2026
Annual Fee
₹499
+18% GST = ₹589
Fee Waiver
Not specified
Lounge Access
None
Best Rate
5%%
Network
Visa
⚠️ Data being verified
Reward Rates by Category
📋Swiggy
5%%
📋Dining
3%%
📋Online
1%%
📋All other
1%%
How Points Work
5% Swiggy (min ₹249/txn), 3% dining, 1% everything else · ₹2,500/mo Swiggy cap
Key Benefits
5% Swiggy cashback (₹2,500/mo cap, min ₹249/txn)3% diningLower fee than BLCK (₹499 vs ₹1,499)Swiggy One membership included
PROS
✅ 5% on Swiggy orders ≥₹249
✅ Swiggy One included
✅ Low ₹499 fee
CONS
⚠️ Only 5% vs BLCK's 10%
⚠️ ₹2,500/mo cap on Swiggy
⚠️ Min ₹249 per Swiggy transaction
⚠️ 1% base on non-Swiggy
Affiliate links coming soon
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