IndusInd Legend
IndusInd · Lifestyle · Visa Signature
Annual Fee
FREE
Fee Waiver
Lifetime free
Lounge Access
Discontinued
Best Rate
0.5%
Network
Visa Signature
✅ Data verified March 2026
Reward Rates by Category
🎬Entertainment
0.5%
🍽️Dining
0.25%
✈️Travel
0.25%
🛒Online Shopping
0.25%
🥦Groceries
0.25%
💡Utilities
0.25%
🛍️Shopping
0.25%
⛽Fuel
0%
How Points Work
1 pt/₹100 weekday (0.25%), 2 pts weekend (0.5%) · 1pt = ₹0.25 · ₹5L milestone bonus · Fuel surcharge waiver
🚀 Boosted Rates (Partners & SmartBuy)
Weekend spends2 pts/₹100 (0.5%)
₹5L milestone10,000 bonus points (₹2,500)
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
Lifetime freeWeekend 2x points₹5L milestone bonusFuel surcharge waiver
PROS
✅ Lifetime free
✅ Weekend double points
✅ Milestone bonus at ₹5L
CONS
⚠️ Very low base rate (0.25%)
⚠️ Lounge discontinued Mar 2025
⚠️ 0.5% even on weekends
Affiliate links coming soon
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