SBI SimplyCLICK
SBI · Online · Visa/MC
Annual Fee
₹499
Fee Waiver
₹1L annual spend
Lounge Access
None
Best Rate
1.25%
Network
Visa/MC
✅ Data verified March 2026
Reward Rates by Category
🛒Online Shopping
1.25%
🍽️Dining
0.25%
✈️Travel
0.25%
🥦Groceries
0.25%
💡Utilities
0.25%
🎬Entertainment
0.25%
🛍️Shopping
0.25%
⛽Fuel
0%
How Points Work
10x (2.5%) partners, 5x (1.25%) online, 1x (0.25%) other · 1pt = ₹0.25
🚀 Boosted Rates (Partners & SmartBuy)
Apollo 24/7, BookMyShow, Cleartrip, Dominos, Myntra, Swiggy, Yatra10x = 2.5%
These rates apply when using specific platforms or partners — higher than the base category rate shown above.
Key Benefits
2.5% on 9 partner brands1.25% all onlineFee waiver ₹1LE-voucher redemption
PROS
✅ 2.5% on Swiggy/Cleartrip/Myntra/BookMyShow
✅ 1.25% on all online
✅ Easy fee waiver
CONS
⚠️ Only 0.25% offline
⚠️ No lounge access
⚠️ Point redemption limited to e-vouchers
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