SBI Cashback Card vs Amazon Pay ICICI
Cap-aware comparison at ₹51,000/month total spend · Data verified March 2026
SBI Cashback Card
₹999/yr
₹1,310
cashback/month
Amazon Pay ICICI
Free
₹1,310
cashback/month
Category-by-Category Breakdown
🍽️Dining
₹5,000/moSBI Cashback Card
₹501%
Amazon Pay ICICI
₹501%
✈️Travel
₹3,000/moSBI Cashback Card
₹301%
Amazon Pay ICICI
₹301%
🛒Online Shopping
₹20,000/moSBI Cashback Card
₹1,0005%
Amazon Pay ICICI
₹1,0005%
🥦Groceries
₹6,000/moSBI Cashback Card
₹601%
Amazon Pay ICICI
₹601%
⛽Fuel
₹3,000/moSBI Cashback Card
₹301%
Amazon Pay ICICI
₹301%
💡Utilities
₹4,000/moSBI Cashback Card
₹401%
Amazon Pay ICICI
₹401%
🎬Entertainment
₹2,000/moSBI Cashback Card
₹201%
Amazon Pay ICICI
₹201%
🛍️Shopping
₹8,000/moSBI Cashback Card
₹801%
Amazon Pay ICICI
₹801%
Quick Specs
Annual Fee₹999FREE
Fee Waiver₹2L annual spendLifetime free
NetworkVisaVisa
Lounge AccessNoneNone
Card TypeCashbackCashback
The Verdict
It's nearly a tie — just ₹0 difference per month. SBI Cashback Card wins 0 categories, Amazon Pay ICICI wins 0. Pick based on which categories matter most to you, or get both for full coverage.
Pick SBI Cashback Card if
View SBI Cashback Card details →Pick Amazon Pay ICICI if
→ You want a lower fee (free vs ₹999/year)
→ You want a lifetime free card
View Amazon Pay ICICI details →Or use both
Use SBI Cashback Card for its strengths, and Amazon Pay ICICI for its strengths. Combined fee: ₹999/year.
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