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Axis ACE vs Axis Flipkart

Cap-aware comparison at ₹47,000/month total spend · Data verified March 2026

Axis
Axis ACE
₹499/yr
₹1,030
cashback/month
Winner
Axis
Axis Flipkart
₹500/yr
₹650
cashback/month

Category-by-Category Breakdown

🍽️Dining
₹6,000/mo
Axis ACE
₹2404%
Axis Flipkart
₹2404%
✈️Travel
₹3,000/mo
Axis ACE
₹451.5%
Axis Flipkart
₹301%
🛒Online Shopping
₹12,000/mo
Axis ACE
₹1801.5%
Axis Flipkart
₹1201%
🥦Groceries
₹6,000/mo
Axis ACE
₹901.5%
Axis Flipkart
₹601%
⛽Fuel
₹4,000/mo
Axis ACE
₹601.5%
Axis Flipkart
₹401%
💡Utilities
₹5,000/mo
Axis ACE
₹2505%
Axis Flipkart
₹501%
🎬Entertainment
₹3,000/mo
Axis ACE
₹451.5%
Axis Flipkart
₹301%
🛍️Shopping
₹8,000/mo
Axis ACE
₹1201.5%
Axis Flipkart
₹801%

Quick Specs

Annual Fee₹499₹500
Fee Waiver₹2L annual spend₹3.5L annual spend
NetworkVisaVisa
Lounge Access4/year (₹50K quarterly spend req from Jun 2025)None (discontinued Jun 2025)
Card TypeCashbackCashback
The Verdict

Axis ACE earns ₹380 more per month on this spending pattern. Axis ACE wins on travel, online shopping, groceries, fuel, utilities, entertainment, shopping. Axis Flipkart wins on no categories. They tie on 1 category. The best strategy? Use Axis ACE as your primary card and Axis Flipkart for its winning categories.

Pick Axis ACE if

→ You spend heavily on travel, online shopping, groceries

→ You want a lower fee (₹499/year vs ₹500/year)

View Axis ACE details →
Pick Axis Flipkart if
View Axis Flipkart details →
Or use both

Use Axis ACE for travel and online shopping, and Axis Flipkart for its strengths. Combined fee: ₹999/year.

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