HDFC Tata Neu Infinity Credit Card vs HDFC Tata Neu Plus Credit Card
Cap-aware comparison at ₹49,000/month total spend · Data verified March 2026
HDFC Tata Neu Infinity Credit Card
₹1,499/yr
₹0
cashback/month
HDFC Tata Neu Plus Credit Card
₹499/yr
₹0
cashback/month
Category-by-Category Breakdown
🍽️Dining
₹6,000/moHDFC Tata Neu Infinity Credit Card
₹00%
HDFC Tata Neu Plus Credit Card
₹00%
✈️Travel
₹5,000/moHDFC Tata Neu Infinity Credit Card
₹00%
HDFC Tata Neu Plus Credit Card
₹00%
🛒Online Shopping
₹10,000/moHDFC Tata Neu Infinity Credit Card
₹00%
HDFC Tata Neu Plus Credit Card
₹00%
🥦Groceries
₹8,000/moHDFC Tata Neu Infinity Credit Card
₹00%
HDFC Tata Neu Plus Credit Card
₹00%
⛽Fuel
₹4,000/moHDFC Tata Neu Infinity Credit Card
₹00%
HDFC Tata Neu Plus Credit Card
₹00%
💡Utilities
₹5,000/moHDFC Tata Neu Infinity Credit Card
₹00%
HDFC Tata Neu Plus Credit Card
₹00%
🎬Entertainment
₹3,000/moHDFC Tata Neu Infinity Credit Card
₹00%
HDFC Tata Neu Plus Credit Card
₹00%
🛍️Shopping
₹8,000/moHDFC Tata Neu Infinity Credit Card
₹00%
HDFC Tata Neu Plus Credit Card
₹00%
Quick Specs
Annual Fee₹1,499₹499
Fee Waiver₹3L annual spend₹1L annual spend
NetworkRuPayRuPay
Lounge Access8/year4/year (conditional)
Card TypePremiumLifestyle
The Verdict
It's nearly a tie — just ₹0 difference per month. HDFC Tata Neu Infinity Credit Card wins 0 categories, HDFC Tata Neu Plus Credit Card wins 0. Pick based on which categories matter most to you, or get both for full coverage.
Pick HDFC Tata Neu Infinity Credit Card if
View HDFC Tata Neu Infinity Credit Card details →Pick HDFC Tata Neu Plus Credit Card if
→ You want a lower fee (₹499/year vs ₹1,499/year)
View HDFC Tata Neu Plus Credit Card details →Or use both
Use HDFC Tata Neu Infinity Credit Card for its strengths, and HDFC Tata Neu Plus Credit Card for its strengths. Combined fee: ₹1,998/year.
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